Re: Cuts to Health Accounts May Force Patients to Expedite Care - Bloomberg.com

[David Farber <dave () farber net>]

I have never had any problems with this. Easy and fast. I fax in the  
meterial.

djf

Begin forwarded message:

From: Wulf%20Losee <qx49 () comcast net>
Date: October 30, 2009 7:57:42 PM EDT
To: dave () farber net
Subject: Re: [IP] Cuts to Health Accounts May Force Patients to  
Expedite Care - Bloomberg.com

Dave:
I've come to regard these flexible spending accounts as scams. I don't  
put money into them anymore. Over the years they became more and more  
restrictive about *which* medical charges they'd reimburse me for --  
out of *my* cash! There was always some sort of paperwork issue that  
would take weeks to resolve (which would require a lot of work on my  
part to drive it though the system).

One time, I even got lectured by an FSA call center agent that I  
needed to first get my insurance company to cover higher percentage of  
the costs, because they decided that my insurance company had short- 
changed me, and it was against their policy to reimburse for insurance  
underpayments (I kid you not!). Over the years it took more and more  
phone calls and effort to get these crooks to cough up reimbursements.

The last time I used one was a few years back, but I ended up only  
being able to use 70 percent of the money that I had put in the  
account. They kept the rest -- even though in my estimation, my out of  
pocket expenses that I submitted were something more than a 150  
percent of what I had paid in. Basically I had to submit 2.5 dollars  
of expenses to get 1 dollar back. It would have been cheaper for me to  
have paid taxes on that income, and then used it to pay my medical  
bills. Caveat emptor!

--Wulf



----- Original Message -----
From: "David Farber" <dave () farber net>
To: "ip" <ip () v2 listbox com>
Sent: Friday, October 30, 2009 7:40:21 AM GMT -08:00 US/Canada Pacific
Subject: [IP] Cuts to Health Accounts May Force Patients to Expedite  
Care - Bloomberg.com

Screw the middle class again djf

http://www.bloomberg.com/apps/news?pid=20601087&sid=aCrjtwzqVL6s

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