Re: Identity theft protection?

[David Farber <dave () farber net>]

Begin forwarded message:

From: Michael Cohen <mcohen1125 () gmail com>
Date: May 16, 2009 8:02:43 PM EDT
To: dave () farber net
Subject: Re: [IP] Identity theft protection?

Mary,

These insurances are basically garbage. The "protection" is not good  
if the theft is caused by any action you took. So, if you  
inadvertently download a malicious program and it leads to identity  
theft that's too bad for you. You downloaded the program. Read the  
fine print very carefully. Remember: caveat emptor.

Michael Cohen


On Sat, May 16, 2009 at 1:39 PM, David Farber <dave () farber net> wrote:


Begin forwarded message:

From: "Mary Shaw" <mary.shaw () cs cmu edu>
Date: May 16, 2009 1:40:07 PM EDT
To: "Dave Farber" <dave () farber net>
Subject: Identity theft protection?

Dave,

I just got a teaser for identity theft protection.

What's the prevailing opinion in the internet/IP community about what,  
if anything, such coverage is worth and what features make it worth  
that?

More specifically, the offer is for "Protect your identity with  
LifeLock. As the leader in identity theft protection, LifeLock works  
to help stop identity theft before it happens - even if your  
information falls into the wrong hands. What they don't stop, they'll  
fix at their expense, up to $1,000,000. "
and I'm being offered $90 for 13 months.  Naturally, if anything of  
the kind is worthwhile I'll check around for competitive alternatives.

Seems like if I think the probability of ID theft is 5% and the  
aggravation of repair is $2K I should do this -- but both the 5% and  
the $2K are wild guesses.

Thanks,

Mary






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--
Michael Cohen
POB 11580
Casa Grande, AZ 85230

"When I was a boy of fourteen, my father was so ignorant I could  
hardly stand to have the old man around.
But when I got to be twenty-one, I was astonished at how much he had  
learned in seven years."
Mark Twain,"Old Times on the Mississippi" Atlantic Monthly, 1874




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