Re: Dear Linkedin,

[Jay Ashworth <jra () baylink com>]

----- Original Message -----
> From: "John Levine" <johnl () iecc com>

> Although banks have different tradeoffs in risk management than you
> might like, they're not dumb. I expect they figured that the increased
> volume from not slowing down transactions and demanding more than makes
> up for whatever the increased fraud. This theory is reinforced by my
> observation that at my local supermarket, they don't even ask for the
> signature that they don't look at for purchases under $50.

Another point here is that *just asking for ID, and observing the patron's
mien when they give it to you* filters out 2 whole categories of low-hanging
fruit attackers.

Cheers,
-- jr 'each user discovers a new category of bugs' a
-- 
Jay R. Ashworth                  Baylink                       jra () baylink com
Designer                     The Things I Think                       RFC 2100
Ashworth & Associates     http://baylink.pitas.com         2000 Land Rover DII
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