Re: Something you should read if your business processes credit cards

["Katie Felten" <kfelten () gmail com>]

Rodney - great information you shared - We have been telling people this and
most don't believe until we show them it

In writing. I keep several copies of this book to give to people. 

If you are interested in learning more about the other types of ID theft
from a leading expert go to my website

And watch a short flash presentation www.k-felten.com 

Katie

 

Katie Felten, CITRMS

Data Security & Privacy Specialist

Certified Identity Theft Risk Management Specialist 

 

www.getsmartcomply.com 

 

K Felten & Associates, LLC

N78W14573 Appleton Ave #297

Menomonee Falls, WI 53051

Direct   262-227-0772

Katie () k-felten com

 

From: dataloss-bounces () attrition org [mailto:dataloss-bounces () attrition org]
On Behalf Of Rodney Wise
Sent: Monday, April 16, 2007 11:11 AM
To: DAIL, ANDY
Cc: nepen; dataloss () attrition org
Subject: Re: [Dataloss] Something you should read if your business processes
credit cards

 

Check out a publication from the FTC called "Take Charge Fighting Back
Against Identity Theft. Page 19 states:

 

Credit Cards

The Fair Credit Billing Act establishes procedures for resolving billing
errors

on your credit card accounts, including fraudulent charges on your accounts.

The law also limits your liability for unauthorized credit card charges to
$50

per card. To take advantage of the law's consumer protections, you 

must: 

. 

write to the creditor at the address given for "billing inquiries," NOT the 

address for sending your payments. Include your name, address, account

number, and a description of the billing error, including the amount and

date of the error. A sample letter is on page 20.

. 

send your letter so that it reaches the creditor within 60 days after the
first 

bill containing the error was mailed to you. If an identity thief changed
the

address on your account and you didn't receive the bill, your dispute letter

still must reach the creditor within 60 days of when the creditor would have

mailed the bill. This is one reason it's essential to keep track of your
billing

statements, and follow up quickly if your bills don't arrive on time.

 

If someone opens a new account in you name, changes your address so you
never get the bill, after 60 days you owe the bill and no matter what kind
of insurance you get the underwriters will not pay it because it is a valid
debt. 

http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf

 

Rodney Wise

http://pplrwise.blogspot.com



 

On 4/16/07, DAIL, ANDY <ADAIL () sunocoinc com> wrote: 


Not really a breach story, but something all of us should check:


http://www.paulhastings.com/Backup/Client_Alerts/42992.PDF?wt.mc_ID=4299
2.pdf

Andy Dail
(918) 586-6160


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_______________________________________________
Dataloss Mailing List (dataloss () attrition org)
http://attrition.org/dataloss
Tracking more than 207 million compromised records in 620 incidents over 7 years.