nanog mailing list archives

Re: CVV


From: Alain Hebert <ahebert () pubnix net>
Date: Fri, 9 Nov 2018 09:29:09 -0500

    Well,


    Older Pump station installation (and maybe new ones) use RS-232/442 to communicate in clear text with their controller into the building.

    Easy to tap to skim Track 1/Track2 of the CHD which is good to dups cards.


    Now to get the physical CVV you need a physical skimmer installed on top the pump which is where your Bluetooth come in action.

    With those you can dups and make "Card No Present" transaction (aka Internet).


    It is a risk/reward thing.


    PS: Lazyness is pretty much the greatest threat.  EU/CAN/etc are all CHIP while some other economy still refuse to spend that extra $1 per card :(

-----
Alain Hebert                                ahebert () pubnix net
PubNIX Inc.
50 boul. St-Charles
P.O. Box 26770     Beaconsfield, Quebec     H9W 6G7
Tel: 514-990-5911  http://www.pubnix.net    Fax: 514-990-9443

On 11/08/18 22:50, Chris Adams wrote:
Once upon a time, Scott Christopher <sc () ottie org> said:
Swipe-and-sign (and now just swipe for small amounts) is for Visa, Mastercard, Discover transactions (called credit)
Signatures are no longer required for chip card transactions in the US,
except I think for transactions where the auth is done on the amount
before an added tip (restaurants).

Skimming and card fraud is actually uncommon in the U.S. these days, and the police are very effective at combating it. It's just 
cheaper for the industry to eat fraud losses than to "upgrade" systems. The transition to chip-based cards was a debacle.
Skimming is still highly active at gas pumps, where chip support was
pushed off (current requirement I believe is late 2020, but may be
delayed again).

The skimmers get more creative all the time; they're getting inside
pumps (possibly with help of low-paid station attendants, but also
because of poor physical security) and installing the skimmer hardware
out of sight.  The hardware has Bluetooth, so the bad guys just pull up
and get gas and someone in the car can retrieve the data (from multiple
pumps even).



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