BreachExchange mailing list archives
Re: Something you should read if your business processes credit cards
From: "Katie Felten" <kfelten () gmail com>
Date: Mon, 16 Apr 2007 12:45:30 -0500
Rodney - great information you shared - We have been telling people this and most don't believe until we show them it In writing. I keep several copies of this book to give to people. If you are interested in learning more about the other types of ID theft from a leading expert go to my website And watch a short flash presentation www.k-felten.com Katie Katie Felten, CITRMS Data Security & Privacy Specialist Certified Identity Theft Risk Management Specialist www.getsmartcomply.com K Felten & Associates, LLC N78W14573 Appleton Ave #297 Menomonee Falls, WI 53051 Direct 262-227-0772 Katie () k-felten com From: dataloss-bounces () attrition org [mailto:dataloss-bounces () attrition org] On Behalf Of Rodney Wise Sent: Monday, April 16, 2007 11:11 AM To: DAIL, ANDY Cc: nepen; dataloss () attrition org Subject: Re: [Dataloss] Something you should read if your business processes credit cards Check out a publication from the FTC called "Take Charge Fighting Back Against Identity Theft. Page 19 states: Credit Cards The Fair Credit Billing Act establishes procedures for resolving billing errors on your credit card accounts, including fraudulent charges on your accounts. The law also limits your liability for unauthorized credit card charges to $50 per card. To take advantage of the law's consumer protections, you must: . write to the creditor at the address given for "billing inquiries," NOT the address for sending your payments. Include your name, address, account number, and a description of the billing error, including the amount and date of the error. A sample letter is on page 20. . send your letter so that it reaches the creditor within 60 days after the first bill containing the error was mailed to you. If an identity thief changed the address on your account and you didn't receive the bill, your dispute letter still must reach the creditor within 60 days of when the creditor would have mailed the bill. This is one reason it's essential to keep track of your billing statements, and follow up quickly if your bills don't arrive on time. If someone opens a new account in you name, changes your address so you never get the bill, after 60 days you owe the bill and no matter what kind of insurance you get the underwriters will not pay it because it is a valid debt. http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf Rodney Wise http://pplrwise.blogspot.com On 4/16/07, DAIL, ANDY <ADAIL () sunocoinc com> wrote: Not really a breach story, but something all of us should check: http://www.paulhastings.com/Backup/Client_Alerts/42992.PDF?wt.mc_ID=4299 2.pdf Andy Dail (918) 586-6160 This message and any files transmitted with it is intended solely for the designated recipient and may contain privileged, proprietary or otherwise private information. Unauthorized use, copying or distribution of this e-mail, in whole or in part, is strictly prohibited. If you have received it in error, please notify the sender immediately and delete the original and any attachments. _______________________________________________ Dataloss Mailing List (dataloss () attrition org) http://attrition.org/dataloss Tracking more than 207 million compromised records in 620 incidents over 7 years.
_______________________________________________ Dataloss Mailing List (dataloss () attrition org) http://attrition.org/dataloss Tracking more than 207 million compromised records in 620 incidents over 7 years.
Current thread:
- Visa Check Cards Compromised in TJX Breach nepen (Apr 14)
- Something you should read if your business processes credit cards DAIL, ANDY (Apr 16)
- Re: Something you should read if your business processes credit cards Rodney Wise (Apr 16)
- Re: Something you should read if your business processes credit cards Katie Felten (Apr 16)
- Re: Something you should read if your business processes credit cards Rodney Wise (Apr 16)
- Something you should read if your business processes credit cards DAIL, ANDY (Apr 16)